Top 53 Health Insurance startups

Sep 30, 2025 | By Jason Kwon

Insurtech startups aim to revolutionize health insurance by utilizing data analytics, AI algorithms, and telemedicine platforms.
1
Country: UK | Funding: £16.6M
Collective Benefits provides benefits that matter for the self-employed that make it easy for companies to attract, retain and reward self-employed workforces
2
Country: USA | Funding: $2.3B
Devoted Health is a healthcare company serving seniors and giving them a health care plan with personal guides and world-class technology.
3
Country: USA | Funding: $2B
Oscar is a health insurance company that employs technology, design, and data to humanize health care.
4
Country: USA | Funding: $1.6B
Clover provides better care at a lower cost.
5
Country: USA | Funding: $905M
Transcarent is a consumer-directed health and care company for employees of self-insured employers and their families.
6
Country: USA | Funding: $719M
Collective Health is creating the health insurance experience we all want and deserve. We’re starting by fixing what’s broken for US employers, who bear the brunt of most of our country’s private healthcare costs.
7
Country: France | Funding: €666M
Alan wants to make health insurance as simple as subscribing to a software-as-a-service product. It starts with clear pricing and transparent reimbursement policies.
8
Country: China | Funding: $631.7M
Waterdrop is an online insurance technology platform that plans to solve the problem of high medical fees faced by many patients.
9
Country: Brazil | Funding: $356M
Gravie helps people choose, buy and manage individual health insurance. We also help employers with managing health insurance for their employees.
10
Country: USA | Funding: $328M
Sidecar Health is a provider of employer health insurance plans
11
Country: USA | Funding: $306.1M
Melody Health is a new kind of health care company. Designed to make insurance friendly and simple, you will receive quality health care, based on your personal needs, without all the hassle.
12
Country: USA | Funding: $244M
HealthCare.com is an insurtech platform that allows users to analyze health insurance options that are available in their area.
13
Country: USA | Funding: $226.4M
Centivo offers health plan built specifically for employers and their employees and families.
14
Country: UK | Funding: $206.6M
YuLife is a provider of life insurance and policies providing income in the event of critical illness.
15
Country: USA | Funding: $184M
Chapter is the only unbiased and tech-enabled Medicare advisor.
16
Country: India | Funding: $125M
Zopper works with insurance providers to create smaller and personalized insurance products that it supplies to distribution partners.
17
Country: USA | Funding: $106.8M
Sana Benefits provides insurance health plans for small and medium businesses or individuals.
18
Country: USA | Funding: $106.8M
Sana is a better health plan for small and medium businesses. See the doctors you want and save 30% on costs.
19
Country: Singapore | Funding: $98M
Igloo is an insurtech AI platform that provides insurance accessible through creating digital insurance products.
20
Country: Ghana | Funding: $89.8M
mPharma offers solutions to health insurance and pharmaceutical companies to make it easier for patients to afford their medications.
Editor: Jason Kwon
Jason Kwon is a senior editor for MedicalStartups. He has previously covered the pharmaceutical and medical research industries for FDAnews and worked as a head of marketing for medical startup Sonic Therapeutics. Before that, he co-founded a startup consulting business for emerging entrepreneurial hubs in Asia. Jason graduated from St. Bonaventure University’s journalism school. In his free time, Jason enjoys yoga, watching movie trailers, traveling to places where he can't get cell service. You can contact Jason at jaskwon(at)medicalstartups(dot)com