Top 25 Health Insurance startups in USA
Mar 21, 2026
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16
1
Funding: $2.3B
Devoted Health is a healthcare company serving seniors and giving them a health care plan with personal guides and world-class technology.
Devoted Health is a healthcare company serving seniors and giving them a health care plan with personal guides and world-class technology.
2
Funding: $2B
Oscar is a health insurance company that employs technology, design, and data to humanize health care.
Oscar is a health insurance company that employs technology, design, and data to humanize health care.
4
Funding: $905M
Transcarent is a consumer-directed health and care company for employees of self-insured employers and their families.
Transcarent is a consumer-directed health and care company for employees of self-insured employers and their families.
5
Funding: $719M
Collective Health is creating the health insurance experience we all want and deserve. We’re starting by fixing what’s broken for US employers, who bear the brunt of most of our country’s private healthcare costs.
Collective Health is creating the health insurance experience we all want and deserve. We’re starting by fixing what’s broken for US employers, who bear the brunt of most of our country’s private healthcare costs.
6
Funding: $532.6M
Gravie is an insurance company that designs health benefits plans for small and midsize employers.
Gravie is an insurance company that designs health benefits plans for small and midsize employers.
8
Funding: $306.1M
Melody Health is a new kind of health care company. Designed to make insurance friendly and simple, you will receive quality health care, based on your personal needs, without all the hassle.
Melody Health is a new kind of health care company. Designed to make insurance friendly and simple, you will receive quality health care, based on your personal needs, without all the hassle.
9
Funding: $244M
HealthCare.com is an insurtech platform that allows users to analyze health insurance options that are available in their area.
HealthCare.com is an insurtech platform that allows users to analyze health insurance options that are available in their area.
10
Funding: $226.4M
Centivo offers health plan built specifically for employers and their employees and families.
Centivo offers health plan built specifically for employers and their employees and families.
11
Funding: $196M
Angle Health is an AI-powered health insurance provider for small business. It offers employers greater flexibility and options for insuring and providing benefits to their employees. It uses machine learning to automatically customize benefits to meet the needs of every employee. Using the proprietary Quote to Card technology and Benefit Builder platform, the company offers fast quotes with fixed funding, customized plans and integrated points solutions. Angle integrates with over 100 payroll, HRIS and benefits administration platforms, allowing us to connect employers with their current level of tool usage.
Angle Health is an AI-powered health insurance provider for small business. It offers employers greater flexibility and options for insuring and providing benefits to their employees. It uses machine learning to automatically customize benefits to meet the needs of every employee. Using the proprietary Quote to Card technology and Benefit Builder platform, the company offers fast quotes with fixed funding, customized plans and integrated points solutions. Angle integrates with over 100 payroll, HRIS and benefits administration platforms, allowing us to connect employers with their current level of tool usage.
13
Funding: $106.8M
Sana is a better health plan for small and medium businesses. See the doctors you want and save 30% on costs.
Sana is a better health plan for small and medium businesses. See the doctors you want and save 30% on costs.
14
Funding: $106.8M
Sana Benefits provides insurance health plans for small and medium businesses or individuals.
Sana Benefits provides insurance health plans for small and medium businesses or individuals.
15
Funding: $71.6M
Alaffia Health develops AI software for claims management in the healthcare industry. It uses AI agents to assist with clinical workflows, including case analysis. The company also provides AI designed for pre-processing clinical claims and medical records, routing claims based on complexity and cost, generating clinical summaries and supporting physician review of decisions. The company's primary goal is to create AI that is explainable and trusted by physicians, operators, and regulators, bringing transparency and clinical accuracy to claims processing. The system also helps reduce insurance costs for employers who self-insure.
Alaffia Health develops AI software for claims management in the healthcare industry. It uses AI agents to assist with clinical workflows, including case analysis. The company also provides AI designed for pre-processing clinical claims and medical records, routing claims based on complexity and cost, generating clinical summaries and supporting physician review of decisions. The company's primary goal is to create AI that is explainable and trusted by physicians, operators, and regulators, bringing transparency and clinical accuracy to claims processing. The system also helps reduce insurance costs for employers who self-insure.
16
Funding: $63.4M
EvolutionIQ is an artificial intelligence transformation for insurance carriers. AI Guidance for Disability and General Liability Carriers.
EvolutionIQ is an artificial intelligence transformation for insurance carriers. AI Guidance for Disability and General Liability Carriers.
17
Funding: $63.2M
Anterior is an AI-powered healthcare administration platform that helps approve health insurance for medical procedures.
Anterior is an AI-powered healthcare administration platform that helps approve health insurance for medical procedures.
18
Funding: $47.1M
SafetyWing builds a global safety net for online freelancers. SafetyWing is currently offering a travel medical insurance for digital nomads.
SafetyWing builds a global safety net for online freelancers. SafetyWing is currently offering a travel medical insurance for digital nomads.
19
Funding: $39.4M
Nirvana Health is a mental health company providing modern fintech and insurance solutions to healthchare.
Nirvana Health is a mental health company providing modern fintech and insurance solutions to healthchare.
20
Funding: $34.1M
Vericred is a technology-enabled information services company. Our mission is to be the trusted source for accurate, complete and accessible healthcare provider information.
Vericred is a technology-enabled information services company. Our mission is to be the trusted source for accurate, complete and accessible healthcare provider information.
21
Funding: $26.8M
Direct your patients to the healthcare resource they need, when they need it. Sensely intelligently connects your patients with clinical advice and services, enhancing access without compromising empathy.
Direct your patients to the healthcare resource they need, when they need it. Sensely intelligently connects your patients with clinical advice and services, enhancing access without compromising empathy.
22
Funding: $16M
Connie Health empowers older Americans to make confident, worry-free healthcare decisions.
Connie Health empowers older Americans to make confident, worry-free healthcare decisions.
23
Funding: $15M
Fair Square Medicare provides a consumer-friendly way for seniors to buy health insurance.
Fair Square Medicare provides a consumer-friendly way for seniors to buy health insurance.
24
Funding: $7.5M
Helpful simplifies family caregiving by combining your loved one's insurance benefits and medical records into one user-friendly platform while enhancing your caregiving skills.
Helpful simplifies family caregiving by combining your loved one's insurance benefits and medical records into one user-friendly platform while enhancing your caregiving skills.
25
Funding: $2.4M
Basys.ai automates the process of prior authorization and utilization management for health plans/payers using an AI-based platform.
Basys.ai automates the process of prior authorization and utilization management for health plans/payers using an AI-based platform.
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