Top 47 Health Insurance startups

Updated: Mar 21, 2026
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Insurtech startups aim to revolutionize health insurance by utilizing data analytics, AI algorithms, and telemedicine platforms.
1
Alan
Country: France | Funding: €766M
Alan wants to make health insurance as simple as subscribing to a software-as-a-service product. It starts with clear pricing and transparent reimbursement policies.
2
Devoted Health
Country: USA | Funding: $2.3B
Devoted Health is a healthcare company serving seniors and giving them a health care plan with personal guides and world-class technology.
3
Oscar Health
Country: USA | Funding: $2B
Oscar is a health insurance company that employs technology, design, and data to humanize health care.
4
Clover Health
Country: USA | Funding: $1.6B
Clover provides better care at a lower cost.
5
Transcarent
Country: USA | Funding: $905M
Transcarent is a consumer-directed health and care company for employees of self-insured employers and their families.
6
Collective Health
Country: USA | Funding: $719M
Collective Health is creating the health insurance experience we all want and deserve. We’re starting by fixing what’s broken for US employers, who bear the brunt of most of our country’s private healthcare costs.
7
Waterdrop
Country: China | Funding: $631.7M
Waterdrop is an online insurance technology platform that plans to solve the problem of high medical fees faced by many patients.
8
Gravie
Country: USA | Funding: $532.6M
Gravie is an insurance company that designs health benefits plans for small and midsize employers.
9
Sidecar Health
Country: USA | Funding: $328M
Sidecar Health is a provider of employer health insurance plans
10
Friday Health Plans
Country: USA | Funding: $306.1M
Melody Health is a new kind of health care company. Designed to make insurance friendly and simple, you will receive quality health care, based on your personal needs, without all the hassle.
11
HealthCare.com
Country: USA | Funding: $244M
HealthCare.com is an insurtech platform that allows users to analyze health insurance options that are available in their area.
12
Centivo
Country: USA | Funding: $226.4M
Centivo offers health plan built specifically for employers and their employees and families.
13
YuLife
Country: UK | Funding: $206.6M
YuLife is a provider of life insurance and policies providing income in the event of critical illness.
14
Angle Health
Country: USA | Funding: $196M
Angle Health is an AI-powered health insurance provider for small business. It offers employers greater flexibility and options for insuring and providing benefits to their employees. It uses machine learning to automatically customize benefits to meet the needs of every employee. Using the proprietary Quote to Card technology and Benefit Builder platform, the company offers fast quotes with fixed funding, customized plans and integrated points solutions. Angle integrates with over 100 payroll, HRIS and benefits administration platforms, allowing us to connect employers with their current level of tool usage.
15
Chapter
Country: USA | Funding: $184M
Chapter is the only unbiased and tech-enabled Medicare advisor.
16
Zopper
Country: India | Funding: $125M
Zopper works with insurance providers to create smaller and personalized insurance products that it supplies to distribution partners.
17
Sana Benefits
Country: USA | Funding: $106.8M
Sana is a better health plan for small and medium businesses. See the doctors you want and save 30% on costs.
18
Sana
Country: USA | Funding: $106.8M
Sana Benefits provides insurance health plans for small and medium businesses or individuals.
19
mPharma
Country: Ghana | Funding: $103.6M
mPharma offers solutions to health insurance and pharmaceutical companies to make it easier for patients to afford their medications.
20
Igloo
Country: Singapore | Funding: $103M
Igloo is an insurtech AI platform that provides insurance accessible through creating digital insurance products.
21
Alaffia Health
Country: USA | Funding: $71.6M
Alaffia Health develops AI software for claims management in the healthcare industry. It uses AI agents to assist with clinical workflows, including case analysis. The company also provides AI designed for pre-processing clinical claims and medical records, routing claims based on complexity and cost, generating clinical summaries and supporting physician review of decisions. The company's primary goal is to create AI that is explainable and trusted by physicians, operators, and regulators, bringing transparency and clinical accuracy to claims processing. The system also helps reduce insurance costs for employers who self-insure.
22
Sami
Country: Brazil | Funding: $66.2M
Sami is a Brazil-based health plan startup that provides a technology-based solution intended to be used in the healthcare sector.
23
Onsurity
Country: India | Funding: $66.1M
Onsurity is an employee healthcare platform providing a monthly healthcare membership with group health insurance to emerging businesses.
24
Anterior
Country: USA | Funding: $63.2M
Anterior is an AI-powered healthcare administration platform that helps approve health insurance for medical procedures.
25
EvolutionIQ
Country: USA | Funding: $63.4M
EvolutionIQ is an artificial intelligence transformation for insurance carriers. AI Guidance for Disability and General Liability Carriers.
26
KLAIM
Country: UAE | Funding: $59.8M
Klaim is an InsureTech platform offering a SaaS medical claim management and financing platform all in one.
27
Reliance HMO
Country: Nigeria | Funding: $51.1M
RelianceHMO is a digital healthcare provider for families and employees.
28
SafetyWing
Country: USA | Funding: $47.1M
SafetyWing builds a global safety net for online freelancers. SafetyWing is currently offering a travel medical insurance for digital nomads.
29
Qantev
Country: France | Funding: $45.2M
AI claims platform for health & life insurance
30
Nirvana Health
Country: USA | Funding: $39.4M
Nirvana Health is a mental health company providing modern fintech and insurance solutions to healthchare.
31
Vericred
Country: USA | Funding: $34.1M
Vericred is a technology-enabled information services company. Our mission is to be the trusted source for accurate, complete and accessible healthcare provider information.
32
Sensely
Country: USA | Funding: $26.8M
Direct your patients to the healthcare resource they need, when they need it. Sensely intelligently connects your patients with clinical advice and services, enhancing access without compromising empathy.
33
Qumata
Country: UK | Funding: $25.1M
Qumata is building a new Standard for Life and Health Insurance Underwriting.
34
CareVoice
Country: China | Funding: $23.1M
Mobile social platform bringing better healthcare experience to its communities, especially insurance members and employees. Provides AI voice-based virtual health assistant for insurers and employers
35
The Carevoice
Country: China | Funding: $23.1M
The CareVoice is a health InsurTech company that provides a mobile-based data-driven SaaS platform.
36
Plum
Country: India | Funding: $20.6M
High quality health insurance and health benefits
37
Onsi
Country: UK | Funding: £16.6M
Collective Benefits provides benefits that matter for the self-employed that make it easy for companies to attract, retain and reward self-employed workforces
38
Connie Health
Country: USA | Funding: $16M
Connie Health empowers older Americans to make confident, worry-free healthcare decisions.
39
Fair Square Medicare
Country: USA | Funding: $15M
Fair Square Medicare provides a consumer-friendly way for seniors to buy health insurance.
40
Lydia AI
Country: Canada | Funding: $13.8M
Lydia AI is an artificial intelligence platform for heath insurers.
41
Aktivolabs
Country: Singapore | Funding: $13M
Aktivo provides individualised digital health solutions that help people understand and manage their risk of chronic diseases. Its platform harnesses real-time health data to offer measurable actuarial and actionable value to life and health insurers.
42
Medorion
Country: Israel | Funding: $8.8M
Member-intelligence SaaS solution that helps Health Plans understand, predict and influence their members' behavior
43
Rey.id
Country: Indonesia | Funding: $8.7M
Rey.id is the dedicated and integrated health, life and critical illness insurtech company.
44
Helpful
Country: USA | Funding: $7.5M
Helpful simplifies family caregiving by combining your loved one's insurance benefits and medical records into one user-friendly platform while enhancing your caregiving skills.
45
Susu
Country: Cote dIvoire | Funding: $7.3M
Susu offers care packages or bundles to patients suffering from chronic diseases like diabetes and hypertension and pregnant women who require careful management to ensure their conditions are monitored and get the preventative advice to live the best way with their conditions.
46
Basys.ai
Country: USA | Funding: $2.4M
Basys.ai automates the process of prior authorization and utilization management for health plans/payers using an AI-based platform.
47
Healspan
Country: India | Funding: ₹12M
Healspan provide empanelment support for hospitals, specializes in streamlining cashless insurance claims.
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Jason Kwon
Editor: Jason Kwon
Jason Kwon is a senior editor for MedicalStartups. He has previously covered the pharmaceutical and medical research industries for FDAnews and worked as a head of marketing for medical startup Sonic Therapeutics. Before that, he co-founded a startup consulting business for emerging entrepreneurial hubs in Asia. Jason graduated from St. Bonaventure University’s journalism school. In his free time, Jason enjoys yoga, watching movie trailers, traveling to places where he can't get cell service. You can contact Jason at jaskwon(at)medicalstartups(dot)com